Built for how Australian households actually track money
PFinance keeps daily expense capture, shared household ledgers, and tax-time evidence in a single system so you never have to reconcile separate apps at the end of June.
Explore product features
Receipt scanner
Receipt Scanner
Scan receipts, review extracted line items, and turn paper purchases into organized expense records with attached tax evidence.
Statement import
Statement Import
Import PDF and CSV bank statements, detect duplicate transactions, and categorize spending without rebuilding your ledger by hand.
Household budgeting
Household Budgeting
Track shared household expenses, split costs proportionally or equally, and keep family or partner spending visible in one workspace.
Tax deductions
Tax Deductions
Flag work-related expenses across ATO deduction categories D1–D15, attach receipt evidence, and export cleaner records before 30 June.
Draft-first capture instead of blind automation
Whether you photograph a faded thermal receipt, upload a PDF or CSV bank statement, or type a quick note in plain English, PFinance stages every extracted transaction as a draft. You confirm the merchant, category, split, and tax flag before anything alters your budget or ledger.
Personal clarity alongside shared household commitments
Couples and families rarely run 100% merged or 100% separate finances. PFinance lets you maintain your own personal income, goals, and discretionary budgets while contributing shared housing, grocery, utility, and strata costs into a transparent household group.
Evidence attached from purchase to tax return
A bank line proves you paid a merchant on a date, but the Australian Taxation Office requires itemized evidence showing what was bought and how it relates to your income. PFinance keeps the receipt image, work-use percentage, and ATO category (D1 through D15) linked to the expense record all year.